Luke IDS Financial Hot Topics


	• Financial Counseling • Financial Education Classes • Finance 101 • Credit Repair • Consumer Advocacy • Debt/Mortgage Helpful Links	• Home Buying Information • Personal Financial Counselor • Air Force Aid Society • Operation Warm Heart • Food Banks • Divorce & Finances
Financial Management Counseling Are you dealing with too much month at the end of your paycheck? The A&FRF provides confidential one-on-one financial counseling. Come to the office for the paperwork and instructions. Complete the paperwork and return without an appointment (prior to 1500 hours) and have an individual review of your finances. Beat your debt woes.
Financial Education Classes The A&FRF offers classes on financial education. Learn how to budget, improve your credit score, and buy a home. Occasionally specialized classes are presented. Call to find out the schedule and offerings.
Finance 101 A finance class designed to give you the basics - checkbook management, account management, saving, etc. This class is offered once a month; call to schedule yourself for this class.
Credit Repair The A&FRF in conjunction with Credit Union West offers this monthly class on how to improve your credit score and understand your credit report. Improving your credit report means you’ll be able to obtain credit more easily and most important less costly credit. Call to schedule yourself for this class.
Consumer Advocacy The A&FRF is your local consumer advocate. We identify consumer rip offs, notify the chain of command, and the base populace. This is a valuable service to the military community. Not certain if a particular business is legitimate? We can help answer that question. Click here for: Consumer Product Safety Commission Recall Information. Debt/Mortgage Helpful Links Helpful links to resources for debt/mortgage problems.
Home Buying Information The A&FRC encourages you to contact us before you make a huge financial committment. We may be able to help you in this decision making process that can impact your life. The decision to buy a home is not as straightforward as it may sound.
Personal Financial Counseling Personal Financial Counseling provides one-on-one financial advice and assistance as well as classroom instruction.
Air Force Aid Society The official Air Force charity can provide financial assistance for emergency leave and basic living expenses (rent, food, utilities, etc.). The new Falcon Loan program streamlines the assistance procedures for loans for $500 and less. Contact the A&FRF before you make a financial decision that will leave you short at the end of the month. Click here for the AFAS Guide for Commander, First Sergeants and Supervisors. Do you need AF Aid Society assistance? You can now apply online at https://my.afas.org/memberportal/
Operation Warm Heart This financial assistance fund is administered by your first sergeant. If you have a financial need contact your first sergeant.
Food Banks If you are in need there are food banks in the local area. Contact the A&FRF for contact information, eligibility and locations. No one should go to bed hungry.
Divorce & Finances Information to help make smart financial decisions while facing the challenges of divorce. More Financial Resources For more information on any of the items above, please call the Airmen & Family Readiness Flight at 623-856-6550.